Flexible Options

At FNB, we offer a wide range of products to help you buy your first home. From home loans with little or no down payment requirement, to government programs designed for first-time homebuyers. Some applicants may even qualify for closing cost assistance.Diverse Solutions for Homebuyers

We offer a wide range of resources for people of all income levels — including mortgages that require little or no down payment — and we consider less-than-perfect credit. Recent enhancements to our offerings include an expanded closing cost assistance program, fully digital mortgage experience and no-overdraft-fee eStyle checking accounts.1

Up to $5,000 Closing Cost Assistance

FNB Home Ownership or FNB Home Rehabilitation Program applicants may qualify for a Closing Cost Assistance Grant, available to borrowers who have low or moderate income or who are purchasing a home in a low- to moderate-income (LMI) community. a minute to write an introduction that is short, sweet, and to the point. If you sell something, use this space to describe it in detail and tell us why we should make a purchase. Tap into your creativity. You’ve got this.

FNB Home Ownership Plus

FNB Homeownership Plus is a new mortgage program designed to eliminate barriers and promote homeownership in majority-minority neighborhoods. No down payment required, no private mortgage insurance requirement, and a $5,000 closing cost assistance grant from FNB help reduce your out-of-pocket investment and monthly payments. We also look at alternative credit history such as rent or utilities, and allow for credit scores as low as 620 to help you get approved and into your new home.